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Definitions in the Credit Repair Organizations Act
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The CROA applies only to interstate credit repair.
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Merely representing that you improve credit can trigger CROA.
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Compensation is required in order for the CROA to apply.
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Express or implied representations of improvement trigger CROA.
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Providing "advice and assistance" in improving credit is the same as improving credit.
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Exemptions to the definition of a credit repair organization under the CROA.
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